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Money & Costs With hardly a town lacking an ATM, it's perfectly possible to get around Turkey with nothing else but a credit or debit card. Just remember to draw out money in the towns to tide you through the villages and keep some cash in reserve for the inevitable day when the machine throws a wobbly.


CurrencyName New Turkish Lira Symbol YTL The New Turkish Lira (YTL)(brought
into circulation at the start of 2005 to replace the old lira's unwieldy
denominations) comes in notes of 5, 10, 20, 50 and 100.
The New Kuruş (YKr) comes in coins of 1, 5, 10, 25, 50 and one New Turkish Lira. One hundred New Kuruş equals one New Turkish Lira.


Changing Your Money
It's easy to change major currencies in exchange offices, and many post offices (PTTs), shops and hotels; however, banks may make heavier weather of it. Cashing even major travellers cheques can be a hassle (although post offices in tourist areas are a good bet) and the exchange rate is usually slightly lower. Places that don't charge a commission usually offer a worse exchange rate instead.

Although Turkey has no black market, foreign currencies are readily accepted in shops, hotels and restaurants in many tourist areas. If you're left high and dry, most banks countrywide can do Western Union transfers.


Money TipsTurkey is a relatively low-slung dollar burner. You can travel on
as little as €20.00 to €35.00 per day using buses and trains, staying in
pensions, and eating one restaurant meal. For €35.00 to €50.00 you can travel on
plusher buses, take sleepers in overnight trains, kick back in one and two-star
hotels and eat most meals in restaurants. For more than €50.00 per day you can
move up to 3 and 4-star hotels, take the occasional airline flight, and dine in
restaurants all the time.
Prices in İstanbul and along the coast are higher than in Cappadocia and elsewhere inland.

Sample Price Guide

small bottle of water € 0.25 loaf of bread € 0.20 small bottle of beer € 1.00 100km by bus € 3.00-3.60 Short dolmuş trip € 0.65 Turkish Daily News € 1.00 litre of petrol € 1.25 souvenir t-shirt € 7.00 Street snack - durum döner € 1.00

Tipping

In cheaper restaurants it's not necessary to leave more than a few coins in the change plate. In more expensive restaurants, tipping is customary. Even if a 10-15% service charge is added to your bill, you're expected to give around 5% to the waiter directly and perhaps the same amount to the maitre d'. Porters expect a dollar or so; in taxis you might like to round up the bill; in other situations, for example, helpful guardians at archaeological sites, delicacy is required. Although a tip may be initially refused through politeness, you should offer the money a second and third time. After three refusals, you can safely assume they really don't want the money. In hamams you should tip 10% to 20% of the admission price to the masseuse/masseur.